When we use the terms “we,” “our,” “us,” “ IOC®” or the “Company” in the disclosures or prospectus supplement, we are referring to IOC® Realty Specialist, Inc., a Nebraska corporation, and its/any consolidated subsidiaries. If you do not agree to be bound by the terms and conditions of this Agreement, do not use IOC® Sites or access our services.

IOC® Realty Specialist Inc., is also known as; www.forsalebytoday.com, hereinafter called "FSBOT™, www.rpsrealestate.com, hereinafter called RPS®, www.OwnerSellingNow.com, hereinafter called "OSN™, www.OwnerLeasingNow.com, hereinafter called "OSN™, www.OwnerSellingProperty.com, hereinafter called "OLP™, www.OwnerLeasingProperty.com, hereinafter called "OLP, and collectively hereinafter called "IOC®", or "Company" is a realty company that and receives fees for services from these websites also for preparation and distribution of materials, paid for in cash or stock. and sells, leases, consults, or manages property.

You must read, agree with and accept all of the terms and conditions contained in this Agreement, which include those terms and conditions expressly set out below and those incorporated by reference, before you may become a member of or user of this site. By accepting this Agreement, you also agree that your use of other IOC®, websites will be governed by the user agreement and privacy policies posted on this and those websites.
All submitted listings and associated information (description text, photos, virtual tours, etc.) and documentation become the sole property of IOC®, at the time of submission.

When we use the terms “we,” “our,” “us,” “ IOC®” or the “Company” in the disclosures or prospectus supplement, we are referring to IOC® Realty Specialist, Inc., a Nebraska corporation, and its/any consolidated subsidiaries. The Information and opinions or contents of this web site are only for general information or use and are presented solely for informative purposes, and are not intended nor should they be construed as investment advice or advice of any kind. They do not constitute advice and should not be relied upon in making (or refraining from making) any decision. We use reasonable care to make sure that the information appearing on our web site is accurate and up to date. However, errors and omissions do occur and you should not take the accuracy of the information for granted. We do not have control over the use to which the information should or maybe put, we exclude guarantee or any warranty, express or implied, as to the quality, accuracy, timeliness, completeness, performance, fitness for a particular purpose of the web site or any of its contents. We will not be or accept any liable for any damages (including without limitation damages for loss of profit, revenue or anticipated savings) arising in contract, tort or otherwise from the use of or inability to use the web site or any of its contents or from any action taken (or refrained from being taken) as a result of using the web site or any such contents. We make no warranty that the contents of the web site are free from infection by viruses or anything else which has contaminating or destructive properties.

Any information or analysis contained herein via correspondence does not purport to be a complete study of the featured property or other properties mentioned. Information used and statements of fact have been obtained from the represented properties owners and other sources, but not verified nor guaranteed by IOC®, as to completeness or accuracy. IOC®, makes no representation or warranty as to the accuracy of the information provided by properties in which IOC®, FSBOT™ represents. This includes, but is not limited to, press releases and/or any communication issued by a proprty Owner where IOC®, is named Broker, salesperson or IOC®, relations contact. Such information is subject to change without notice. This website may contain hyperlinks to web sites operated by third parties other than us. Such hyperlinks are provided for the reader's reference, convenience or research only. We are not responsible for the reliability of these external sites nor are we responsible for any of the contents, advertising, products, or other materials on such external sites. Our inclusion of hyperlinks to such web sites does not imply any endorsement of the material on such web sites or any association with their operators. Officers, directors, and employees of IOC®, and members of their families may hold a position and may from time to time trade in fees or securities for their own accounts. Specific information in this regard will be furnished upon request. Certain information in IOC®, communication materials may contain forward-looking statements. This information may involve risks and uncertainties that could cause actual results to differ materially from the forward-looking statements. Factors, which could cause or contribute to such differences include, but are not limited to, risks that may or may not be detailed. This site is maintained by IOC®, and is protected by various provisions of Canadian Code. Many violations are subject to criminal prosecution in a federal court. For site security purposes, as well as to ensure that this service remains available to all users, we use software programs to monitor traffic and to identify unauthorized attempts to upload or change information or otherwise cause damage. In the event of authorized law enforcement investigations and pursuant to any required legal process, information from these sources may be used to help identify an individual. Privacy Information Our primary purpose in collecting personal information from you is to provide you with a safe, smooth, efficient, and customised experience. This allows us to provide services and features that most likely meet your needs, and to customise our service to make your experience safer and easier. We only collect personal information about you that we consider necessary for achieving this purpose. In general, you can browse the Site without telling us who you are or revealing any personal information about yourself. Once you give us your personal information, you are not anonymous to us. If you choose to use our Site, we may require you to provide contact and identity information, billing information, shipping information and other personal information as indicated on the forms throughout the Site. Where possible, we indicate which fields are required and which fields are optional. You always have the option to not provide information by choosing not to use a particular service or feature. We automatically track certain information about you based upon your behaviour on our Site. We use this information to do internal research on our users' demographics, interests, and behaviour to better understand, protect and serve you and our community. This information may include the URL that you just came from (whether this URL is on our Site or not), which URL you next go to (whether this URL is on our Site or not), your computer browser information, and your IP address. We use your personal information to facilitate the services you request. We use personal information in the file we maintain about you, and other information we obtain from your current and past activities on the Site to: troubleshoot problems; bill your account; measure consumer interest in our products and services, inform you about online and offline offers, products, services, and updates; customise your experience; detect and protect us against error, fraud and other criminal activity; and as otherwise described to you at the time of collection, use or disclosure. At times we look across multiple users to identify problems or resolve disputes, and in particular we may examine your personal information to identify users using multiple User ID's or aliases. We may compare and review your personal information for errors, omissions and for accuracy. Copyright All rights, including copyright, in the content and design of these web pages are owned or controlled for these purposes by IOC®, FSBOT™. In accessing these web pages, you agree that you may only download the content for your own personal non-commercial use. You are not permitted to copy, broadcast, download, store (in any medium), transmit, show or play in public, adapt or change in any way the content of these web pages for any other purpose whatsoever without the prior written permission of IOC®, FSBOT™. This site provides access via hypertext links to resources in other web sites for browsing only and in so doing we are not endorsing any linked entities nor authorising any act which may be in breach of copyright or any other third party rights which are protected in law or by international treaties world-wide. We do not accept any responsibility or liability for any of the material contained on any third party web page.


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